PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THIS WEBSITE. By using this website, you signify your consent to these terms of use. If you do not agree to these Terms of Use, please do not use the website.
Your access to and use of this website, as well as all related websites operated by Financial System OS, LLC (which includes www.FinancialSystemOS.com, among others) (collectively the “Site”) is subject to the following terms and conditions (“Terms of Use”) and all applicable laws. By accessing and browsing the Site, you accept, without limitation or qualification, the Terms of Use and acknowledge that any other agreements between you and the Site are superseded and of no force or effect:
1. You agree that the Site itself, as well as all content, videos, training materials, products, services and/or other materials, made available on the Site by us or other third parties, as well as the look and feel of all of the foregoing, (collectively referred to as the “Content”) are maintained for your personal use and information by Financial System OS, LLC, (the “Company”) and are the property of the Company and/or its third party providers. You agree that such Company Content shall include all proprietary videos, HTML/CSS, Javascript, graphics, voice, and sound recordings, artwork, photos, documents, and text as well as all other materials included in the Site, excluding only the materials you provide. Subject to your compliance with these Terms of Use, the Company hereby grants you a limited license, which is non-exclusive, non-transferable, and non-sublicensable, to access, view, and use the Site solely for your personal purposes. No Company Content may be copied, reproduced, republished, uploaded, posted, transmitted, distributed, used for public or commercial purposes, or downloaded in any way unless written permission is expressly granted by the Company. Modification of the Content or use of the Content for any other purpose is a violation of the copyright and other proprietary rights of the Company, as well as other authors who created the materials and may be subject to monetary damages and penalties. You may not distribute, modify, transmit, or use the content of the Site or any Content, including any and all software, tools, graphics, and/or sound files, for public or commercial purposes without the express written permission of the Company.
2. All Content, such as text, data, graphics files, videos and sound files, and other materials contained in the Site, are copyrighted unless otherwise noted and are the property of the Company and/or a supplier to the Company. No such materials may be used except as provided in these Terms of Use.
3. All trade names, trademarks, and images and biographical information of people used in the Company Content and contained in the Site, including without limitation the name and trademark “”, are either the property of or used with permission by, the Company. The use of Content by you is strictly prohibited unless specifically permitted by these Terms of Use. Any unauthorized use of Content may violate the copyright, trademark, and other proprietary rights of the Company and/or third parties, as well as the laws of privacy and publicity, and other regulations and statutes. Nothing contained in this Agreement or in the Site shall be construed as granting, by implication or otherwise, any license or right to use any Trademark or other proprietary information without the express written consent of the Company or third party owner. The Company respects the copyright, trademark, and all other intellectual property rights of others. The Company has the right but has no obligation, to remove content and accounts containing materials that it deems, in its sole discretion, to be unlawful, offensive, threatening, libelous, defamatory, pornographic, obscene, or otherwise objectionable or violates any party’s intellectual property or these Terms of Use. If you believe that your intellectual property rights are being violated and/or that any work belonging to you has been reproduced on the Site or in any Content in any way, you may notify Company at [email protected]. Please provide your name and contact information, the nature of your work and how it is being violated, all relevant copyright and/or trademark registration information, the location/URL of the violation, and any other information you believe is relevant.
4. While the Company uses reasonable efforts to include accurate and up-to-date information in the Site, the Company makes no warranties or representations as to its accuracy. The Company assumes no liability or responsibility for any errors or omissions in the content of the Site.
5. When you register with the Company and/or this Site, you expressly consent to receive any notices, announcements, agreements, disclosures, reports, documents, communications concerning new products or services, or other records or correspondence from the Company. You consent to receive notices electronically by way of transmitting the notice to you by email.
6. If you send comments or suggestions about the Site to the Company, including, but not limited to, notes, text, drawings, images, designs or computer programs, such submissions shall become, and shall remain, the sole property of the Company. No submission shall be subject to any obligation of confidence on the part of the Company. The Company shall exclusively own all rights to (including intellectual property rights thereto), and shall be entitled to unrestricted use, publication, and dissemination as to all such submissions for any purpose, commercial or otherwise without any acknowledgment or compensation to you.
7. The Company shall use commercially reasonable efforts to restrict unauthorized access to our data and files. However, no system whether or not password protected can be entirely impenetrable. You acknowledge that it may be possible for an unauthorized third party to access, view, copy, modify, or distribute the data and files you store using the Site. Use of the Site is completely at your own risk.
8. The Company will not intentionally disclose any personally identifying information about you to third parties, except where the Company, in good faith, believes such disclosure is necessary to comply with the law or enforce these Terms of Use. By using the Site, you signify your acceptance of the Company’s Privacy Policy, www.FinancialSystemOS.com/terms. If you do not agree with this Privacy Policy, in whole or part, please do not use this Site.
9. NEITHER THE COMPANY NOR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING, OR MAINTAINING THE SITE AND/OR ANY CONTENT ON THE SITE SHALL BE LIABLE UNDER ANY CIRCUMSTANCES FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, INDIRECT, OR PUNITIVE DAMAGES ARISING OUT OF YOUR ACCESS TO OR USE OF THE SITE. WITHOUT LIMITING THE FOREGOING, ALL CONTENT ON THE SITE IS PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. THE COMPANY DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OF THE MATERIALS IN THE SITE, THE RESULTS OF THE USE OF SUCH MATERIALS, THE SUITABILITY OF SUCH MATERIALS FOR ANY USER’S NEEDS OR THE LIKELIHOOD THAT THEIR USE WILL MEET ANY USER’S EXPECTATIONS, OR THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR CORRECTION. THE COMPANY LIKEWISE DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS OR GUARANTEES THAT YOU WILL EARN ANY MONEY USING THE SITE OR THE COMPANY’S TECHNOLOGY OR SERVICES. YOU ACCEPT ALL RESPONSIBILITY FOR EVALUATING YOUR OWN EARNING POTENTIAL AS WELL AS EXECUTING YOUR INVESTMENT DECISIONS. Your Earnings and Results Potential, The Company does not make any guarantees regarding your success, income level, or financial results. Use of the Site is completely at your own risk. You accept all responsibility for evaluating your own earning potential as well as executing your own business and financial decisions. Your results are entirely dependent on your own background, dedication, financial situation, market conditions, and execution of your own plans. SINCE THESE FACTORS DIFFER AMONG ALL INDIVIDUALS, THE COMPANY CANNOT AND DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS OR GUARANTEES REGARDING YOUR SUCCESS OR INCOME LEVEL. THE COMPANY DOES NOT WARRANT THAT THE USE OF THE MATERIALS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS SITE, THE CONTENT, AND/OR THE MATERIALS AVAILABLE ON THIS SITE ARE FREE FROM BUGS OR VIRUSES, OR OTHER HARMFUL COMPONENTS. YOU ASSUME ALL RESPONSIBILITY FOR THE COST OF ALL NECESSARY REPAIRS OR CORRECTIONS. THE COMPANY SHALL NOT BE RESPONSIBLE FOR ANY PERFORMANCE OR SERVICE PROBLEMS CAUSED BY ANY THIRD-PARTY WEBSITE OR THIRD-PARTY SERVICE PROVIDER. ANY SUCH PROBLEM SHALL BE GOVERNED SOLELY BY THE AGREEMENT BETWEEN YOU AND THAT PROVIDER. Please note that the applicable jurisdiction may not allow the exclusion of implied warranties. Some of the above exclusions may thus not apply to you.
10. Important Legal Disclaimer: No Professional Relationship or Advice
A. Not Financial or Tax Advice: The Content provided on the Site, including within the private community, is for educational and informational purposes only. It does not constitute financial, investment, tax, legal, or accounting advice. The Content represents the opinions and historical institutional auditing experience of the Company. The information provided should not be used as a substitute for consultation with a qualified, licensed professional in your jurisdiction.
B. CPA License Status & No Fiduciary Duty: Scott Jenkins is a licensed CPA. However, your purchase of, access to, or use of Financial System OS does not create a CPA-client relationship, an advisory relationship, or a fiduciary relationship between you and Scott Jenkins or the Company. No professional services are being rendered.
C. Hypothetical & Personal Scenarios: Any investment strategies, asset allocations, case studies, or specific portfolio holdings discussed by the Company are strictly personal choices reflecting what the Company is doing with its own capital for educational purposes. You should not assume that any specific strategy or investment will be profitable or equal historical performance.
D. Independent Decisions & Risk: Your financial, investment, and tax decisions are made exclusively by you at your own risk. You agree to conduct your own due diligence and consult with your own independent financial, legal, and tax professionals before making any decisions based on information from this Site.
E. Live Events, Q&A Sessions, and Recordings The Company may host live events, webinars, or Q&A sessions (collectively "Live Events") which may be recorded. By participating in any Live Event, you grant the Company, its assigns, and successors, the irrevocable, perpetual, worldwide right and license to use, reproduce, edit, exhibit, project, display, publish, and distribute your name, voice, image, likeness, and any audio or video recordings of your participation in the Live Event. You acknowledge and agree that such recordings may be used by the Company in any medium now known or hereafter invented, including but not limited to the Site, the Company’s private community platforms, YouTube, social media channels, and in marketing or advertising materials, without any compensation or acknowledgement to you. It is your sole responsibility to protect your identity during Live Events. If you do not wish to be identified or recorded, you must ensure your camera is turned off, your microphone remains muted, and you utilize a screen name that does not reveal your real name or personally identifiable information. Your continued participation in a Live Event constitutes your agreement to this authorization.
F. Disclaimer Regarding Forward-Looking Statements, Predictions, and Opinions
1. Educated Opinions Only: Any discussions, analysis, reports, videos, or content on the Site regarding future market direction, asset prices, economic trends, geopolitical shifts, or potential outcomes are strictly the Company’s educated opinions based on historical institutional auditing experience and proprietary macroeconomic research.
2. Inherent Uncertainty of the Future: The future is inherently uncertain and unknowable with any guarantee. Opinions regarding future events are formulated based on currently available data and trends. However, you acknowledge that unforeseen, unmentioned, or unknowable factors frequently arise that can render previous opinions inaccurate or obsolete.
3. Changing Factors and Outcomes: As economic, political, social, and market factors shift—both those identified in the Content and those not identified—the believed future outcomes can, and frequently do, change. The Company undertakes no obligation to update opinions or analysis in light of new data or changing circumstances.
4. Consensus of Experts: Financial markets operate on differing beliefs. You acknowledge that you can ask 100 equally qualified financial experts the same question about the future and receive 100 different answers. Therefore, the opinions provided by the Company should be weighed as only one of many possible data points in your own decision-making process.
5. Research Depth and No Guarantees: While the Company believes its research framework and macro-analysis are deeper, more rigorous, and more historically accurate than most mainstream financial commentary, this belief is not a guarantee. It is not an assertion that our analysis considers all variables or is infallible.
6. No Reliance for Financial Decisions: Because future outcomes are speculative, you expressly agree that you place no reliance on Company predictions or opinions when making financial, investment, or asset allocation decisions. You agree to accept full responsibility for all consequences of your investment actions, including the risk of complete capital loss.
G. Educational Disclaimer: Financial System OS is an educational platform designed to teach economic concepts, monetary policy history, and general financial literacy. Scott Jenkins is a licensed CPA, but neither Scott Jenkins nor Financial System OS provides personalized investment, legal, or tax advice. All content, charts, and analysis are for educational and informational purposes only. Past performance and historical analysis are not indicative of future results.
11. The Site may include interactive features, such as forums or chat rooms ('Sovereign Roundtable'). The Company is not responsible for the opinions, advice, statements, or other content posted by third-party users in these areas. Such content does not represent the views of the Company. You acknowledge that any reliance on content posted by other users is at your own risk. We do not undertake to monitor or police third-party user content.
12. Any software, code, spreadsheets, or calculators provided as part of the Content are for educational purposes only. The Company does not warrant that these tools are error-free, accurate, or fit for any particular purpose. You are solely responsible for verifying any calculations or outputs before making financial decisions based upon them.
13. Where 'Lifetime Access' is offered, it shall mean the duration of the active existence of the Financial System OS program and its hosting platform. The Company reserves the right to retire the program or shut down the platform with reasonable notice to you. Lifetime access is non-transferable to other persons or accounts.
14. The Company reserves the right to modify, update, add to, or remove Content, features, or entire modules within Financial System OS at its sole discretion, without prior notice. We do not guarantee that any specific Content will be available indefinitely.
15. The Company shall not be held liable for any delays, performance failures, or non-performance of the Site or Content caused by events beyond our reasonable control, including but not limited to acts of God, war, terrorism, labor strikes, internet service failures, or failure of third-party hosting or payment platforms.
16. From time to time, the Company may recommend third-party services, tools, online educators and personalities, books, or products. If you click on links to these external sites and make a purchase, the Company may receive an affiliate commission or referral fee. This helps support the educational mission of the Company. We only recommend tools we believe in, but you are responsible for your own due diligence.
17. All disputes arising out of or relating to these Terms of Use or your use of the Site shall be resolved exclusively by binding arbitration in the State of Oklahoma, Oklahoma City. You and the Company agree that any arbitration or proceeding shall be conducted on an individual basis and not as a class action, consolidated action, or representative action. By agreeing to these Terms, you waive your right to participate in a class action lawsuit.
18. THE COMPANY SHALL NOT BE RESPONSIBLE FOR ANY PERFORMANCE OR SERVICE PROBLEMS CAUSED BY ANY THIRD PARTY WEBSITE OR THIRD PARTY SERVICE PROVIDER (including, for example, your web service provider service, Stripe payment services, your software and/or any updates or upgrades to that software). ANY SUCH PROBLEM SHALL BE GOVERNED SOLELY BY THE AGREEMENT BETWEEN YOU AND THAT PROVIDER. THE COMPANY RESERVES THE RIGHT TO DETERMINE, IN ITS SOLE DISCRETION, WHETHER THE COMPANY IS RESPONSIBLE FOR ANY SUCH MALFUNCTION OR DISRUPTION. THE COMPANY ALSO RESERVES THE RIGHT TO LIMIT YOUR USE OF THE SITE AND/OR THE CONTENT OR TO TERMINATE YOUR ACCOUNT SHOULD THE COMPANY DETERMINE THAT YOU HAVE VIOLATED THESE TERMS OF USE, OR THAT YOU HAVE VIOLATED ANY OTHER RULES OR CONDITIONS OF THE COMPANY. THE COMPANY RESERVES THE RIGHT TO REFUSE ACCESS TO THE SITE AND/OR THE COMPANY’S CONTENT, PRODUCTS AND/OR SERVICES TO ANYONE IN ITS SOLE DISCRETION. THE COMPANY RESERVES THE RIGHT TO DETERMINE, IN ITS SOLE DISCRETION, WHETHER THE COMPANY IS RESPONSIBLE FOR ANY SUCH MALFUNCTION OR DISRUPTION. THE COMPANY MAY, IN ITS SOLE DISCRETION, REFUND THE INITIAL FEE CHARGED FOR ANY USE OF THE SITE AND/OR ANY CONTENT OR A PRO-RATA PORTION THEREOF CONSISTENT WITH THE COMPANY’S REFUND POLICY. THE COMPANY SHALL REFUSE ANY REFUND THIRTY (30) DAYS AFTER YOUR PAYMENT FOR USE OF THE SITE AND/OR ANY CONTENT, EITHER PURSUANT TO THE COMPANY’S CUSTOMER LICENSE AGREEMENT OR OTHERWISE, REGARDLESS OF THE REASON FOR DISRUPTION.
19. IN NO EVENT SHALL THE COMPANY BE LIABLE FOR ANY SPECIAL, INCIDENTAL, INDIRECT, PUNITIVE, RELIANCE, OR CONSEQUENTIAL DAMAGES, WHETHER FORESEEABLE OR NOT, INCLUDING, BUT NOT LIMITED TO, DAMAGE OR LOSS OF PROPERTY, EQUIPMENT, INFORMATION, OR DATA, LOSS OF PROFITS, REVENUE OR GOODWILL, COST OF CAPITAL, COST OF REPLACEMENT SERVICES, OR CLAIMS FOR SERVICE INTERRUPTIONS OR TRANSMISSION PROBLEMS, OCCASIONED BY ANY DEFECT IN THE SITE, THE CONTENT, AND/OR RELATED MATERIALS, THE INABILITY TO USE SERVICES PROVIDED HEREUNDER OR ANY OTHER CAUSE WHATSOEVER WITH RESPECT THERETO, REGARDLESS OF THEORY OF LIABILITY. THIS LIMITATION WILL APPLY EVEN IF THE COMPANY HAS BEEN ADVISED OR IS AWARE OF THE POSSIBILITY OF SUCH DAMAGES.
20. You agree to indemnify and hold the Company and each of its directors, officers employees, and agents, harmless from any and all liabilities, claims, damages, and expenses, including reasonable attorney’s fees, arising out of or relating to (i) your breach of this Agreement, (ii) any violation by you of law or the rights of any third party, (iii) any materials, information, works and/or other content of whatever nature or media that you post or share on or through the Site, (iv) your use of the Site or any services that the Company may provide via the Site, and (v) your conduct in connection with the Site or the services or with other users of the Site or the services. The Company reserves the right to assume the exclusive defense of any claim for which we are entitled to indemnification under this Section. In such event, you shall provide the Company with such cooperation as is reasonably requested by the Company.
21. Refund Policy Refunds are governed by the terms specified at the time of your purchase (e.g., the 7-day "Red Pill" Guarantee). After the stated guarantee period, all payments are final and non-refundable, regardless of your use of the program.
22. The provisions of these Terms of Use are for the benefit of the Company, its subsidiaries, affiliates and its third-party content providers and licensors, and each shall have the right to assert and enforce such provisions directly or on its own behalf.
23. This agreement shall be governed by and construed in accordance with the laws of the , without giving effect to any principles of conflicts of law.
You further submit to the exclusive jurisdiction of the state and federal courts sitting in , . If any provision of this agreement shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of any remaining provisions.
24. These Terms of Use may be revised from time to time by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the then-current Terms of Use to which you are bound.